The U.S. has reached it's debt ceiling and will need to find ways to start paying it off soon. The debt level as of today is $14.3 trillion dollars. I am pretty sure the average person will never see themselves in trillions worth of debt, at least I hope not
:-) It's a good idea to try your best not to let your borrowing and credit cards get out of hand. If you find yourself in a pinch or an unexpected expense comes up, try to use the credit card with a low interest rate and possibly not a high balance already. Plus, when the bill arrives and hopefully your cash flow is better, send in a double payment to start paying the card off quickly.
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