Saving & Planning Ahead

We are only a few weeks into the month of January and the new year 2011. There is no time like now to start saving $10-20 dollars a month or whatever amount that fits your budget for a variety of special occasions or vacations in the coming months and year. I listed below a few:

--->Valentine's Day: Be ready to treat your sweetheart to a lovely dinner out or at home. The cost of roses seems to double around this day so be ready to pay extra especially if you will have them delivered to his or her workplace. If you're planning a weekend getaway around this day, start looking for special hotel package deals now. Check out Harry & David for some sweets and fruits to send.
--->Spring Break/Summer Vacations: The kids may already be asking about a spring break trip this year. The so-called 'staycations' may be wearing thin and the family is ready to go somewhere. If you are planning to take trips by car, the gas prices may be over $3 especially by the summer. The gas alone will really put a dent in the cost of these trips and we haven't even factored in food and hotel stays.
--->Special Occasions: Plan ahead for upcoming birthdays, weddings, anniversaries, and graduations for family and friends. These occasions may be months away, but it's a good idea to set aside some extra money so you will be ready for the costs associated with it.

I like to plan ahead and it's just never too early to start saving for the little extras throughout the year. So continue to brown bag it and go at least one day without spending any money. Believe me, it helps!