Start Budgeting Today

A new month has begun and what a good time to start that budget you've been putting off. If you already have a monthly budget and are sticking to it, I applaud you.

I am sure you have balanced your checking account from last month and are about to start paying those pesky, but necessary bills for September. It's time to take a serious look at your spending habits to make sure you are putting away money into your savings. I know budgeting can put a damper on your lifestyle, but there is no time like the present to start.

I recommend at least a six to eight months of savings for emergencies which can include car repairs, medical costs, home fix-ups, etc. Don't get caught in a lurch with no money to fall back on. Be prepared and start budgeting today!