I have joked with my family and friends saying that if I ever won the lottery and become super rich, I would still be just as frugal as I am today with my money. Of course, I would make sure my family is well-taken care of and I would help lots of charities especially animal rescue groups and shelters. I read a story under the sports section over at CNN where several NFL players may already be seeking short-term loans with high interest rates and fees due to the players lockout with the league. I am pretty sure a lot of these players make millions and probably live high lifestyles in the way of mansions, cars, clothes, jewelry, etc. I am not knocking their lifestyles and believe some players do save, but maybe not enough. We all have to plan for the unexpected where our livelihoods can change instantly.
The takeaway is to be frugal with your money no matter how much you are making even millions. I see nothing wrong with buying the finer things in life that you can clearly afford. At the same time, I encourage saving to cover several months of expenses in case your finances take a nose dive and the cash flow comes to a screeching halt. Frugal Rocks!
It's a beautiful Saturday in my neighborhood, but very soggy from the storms last night. I mentioned in my blog post yesterday that stormy weather was expected and it came through with intensity. The storms began early and caught a lot of people out and about with evening activities. The local forecasters were busy tracking the storms and keeping the viewers up-to-date. I say they did a fine job too. I could hear hail hitting my front door at one point in the storm. The Atlanta Braves series opener against the New York Mets was on a rain delay at Turner Field, but they never got the chance to play. The fans will get a chance to watch a doubleheader today so that's pretty cool. There are lots of events in Atlanta this weekend including the annual Dogwood Festival at Piedmont Park. I'm so glad the weather is nice for the attendees to walk around the artist's market and see the blooming dogwood trees that line the park. One thing we will all need today and that's a light jacket, it's cool and windy. Overall, the weekend is off to a happy start and I plan to get out and enjoy it. You Too!
It looks like a cool and breezy day is on tap in Atlanta. I know storms are heading this way later tonight, but glad they will hold off so that TGIF can be more enjoyable. The sun is trying ever so hard to break through the clouds. I've enjoyed a couple of nice hot cups of coffee this morning and the sound of chirping birds too. They won't let dreary clouds spoil their chance to sing. My backyard draws many birds and I don't mind that they perch on the fence and sing their lovely hearts out in the mornings and evenings. It's a sound that will brighten any day especially one that's cloudy. Chirp Chirp!
A good way to make some extra money is to have a garage sale. These type of sales can generate extra cash to help cover all types of expenses like gas for the car, upcoming summer travel and camp fees, etc. As the temperatures become more seasonable, people are getting out and about on the weekends and looking to snag bargains. You can plan the garage sale for just one day or over two days to give people more opportunity to stop and buy. I favor planning one with a neighbor or friend in order to take the stress of doing it all yourself. Plus, it's much more fun! Another way to earn extra money during the garage sale is to bake cookies, place them in baggies and sell them 3 for a $1. I'm sure the cookies will be a hit as people who start out early might need a pick-me-up as they hunt for the next garage sale sign.
Everyone is starting their spring cleaning these days now that the temperatures are finally warming. It's nice to open the windows and let in some fresh air. Here are 3 easy spring cleaning tasks for your list:
1. Clear any cobwebs along the top of the walls around the house. Plus, brush away dust from the heating vents. Grab the broom or feather duster to swipe them away. 2. Don't forget to wipe the dust and grime from all those neat items on the top of the cabinets in the kitchen. We tend to forget this area once we put things up there such as dried flowers and other stuff. Use a step ladder to reach them for a fresh clean look. 3. If you have a small window in the kitchen at the sink, there is probably grease that has accumulated on the shades over time from everyday cooking. Take some soapy water and wipe them down.
Don't let yourself get overwhelmed with spring cleaning and organizing. You can easily do one thing after dinner if you feel so inclined. Happy Spring!
Happy Weekend Everybody! I've got bargain shopping on my mind today. There is something about Saturdays for one and the weekend in general where you want to get out and about looking for bargains. Or is it just me? I think we all have a little of those thoughts. I like to stumble upon a street sign with an arrow pointing to a nearby garage sale. It's fun to follow the signs and see what bargains you might find. I am on the lookout for a birdbath. I saw a plastic one in a store, but I hope to find an old stone one for a bargain price. One of my neighbors has a small birdbath in their front yard and I can imagine the birds that stop by to take a dip. I bet the fluttering of their wings is an awesome sight. A friend had a garage sale last month and the flow of people stopping by was constant. They did very well and had items priced to sell which is the key to a good garage sale. In these economic times, people are out looking for bargains and sellers are looking to earn some extra cash. It's a win-win for everyone. It's time to grab the sunglasses, see ya!
I sure was looking to open the blinds to lots of sunshine, but it's pretty cloudy this morning. The day is still young and I'm thinking these clouds will give way to brighter skies. I bought a mango the other day which is one of my fave fruits, but it's still not ripe enough to cut and eat...Bummer! I can't believe my to-do list has only a few items on it, could this be right? I'm not going to sweat it because it's nice to have a day where your to-do list is Short. If that day falls on Friday, now that's Sweet.
My favorite thing to do when the contents in a plastic bottle is just about empty is flip the bottle over on to the cap side and let the remaining contents float down to the top. I do this often especially with creamy salad dressings that still have some dressing left. There is usually just enough to pour out and then it's ready to toss. This tip can be used with ketchup bottles or any item that can stand steadily on it's cap. Yep, I'm frugal, but waste not!
Yesterday a fire broke out at my neighbor's town home. A brush fire somehow started and the home sustained heavy damage to the siding and to the one next door that's empty and for sale. The young couple and their three children made it out safely and they will be able to stay there which is good news. They are renting the town home and she mentioned that they do not have renter's insurance.
As a homeowner, I have to have insurance. A renter's insurance policy is optional and many people just aren't covered. Although, I am hearing that some apartment complexes are requiring tenants to have renter's insurance and I suspect private landlords may be too. Don't be left uncovered even though you are just renting. Determine how much it will cost to replace your items and get a renter's policy that will cover any losses. Check with the insurance company that covers your car because you can usually get a discount if you have multiple coverages with the same company. It's so worth it!
In an effort to protect my identity, I have a shredder that I use a lot to shred important documents, credit card offers, junk mail, etc. We have to be careful with our personal information these days with identity theft on the rise. Place a box near the shredder and toss items that need to be shredded in it. This helps to keep your desk top clutter free too. Mark the box with the word "Shred" on it so that everyone knows what to do with the contents. Try not to let too many documents accumulate in the box so that you're not overwhelmed and neither is the shredder. Stay Protected!
It's simplygorgeous today with lots of sunshine and finally temps to hit mid-70's. I was out on my patio awhile ago just taking in the sights of birds, butterflies, and my plants. I was finishing off my last cup of coffee which was well past my noon cutoff, but that was fine. I began to smell the scent of cooking in the air and wondered who was about to enjoy a yummy Sunday meal. I think it's so nice when families gather on Sundays for a big meal and fellowship. It's hard these days for everyone with the many schedules and distances, but a Sunday phone call can be just as fun and engaging when you can't be there in person. It's joyous to hand the phone around to chat with family and friends gathered together. Enjoy your day and make it a gorgeous one everyone!
It's the first of the month and April Fool's Day. It's really a fun day where we must be alert for any family, friends, or co-workers looking to fool us right. One nice thing about today is the sunshine has finally returned in Atlanta. I can't believe it's been cloudy, rainy, and cool all week. It's nice to have a sunny day leading into the weekend which promises to be more springlike, I dig it. Here's to a great TGIF and remember...don't get Fooled!
If you will be receiving a refund from both your federal and state income taxes, plan now on what things are first priority like household/car repairs, paying down high interest credit cards, purchasing new appliance, or medical expenses. Try to be frugal and put one of those refund checks into your savings account or start one.
Given all that we have on our to-do lists everyday including an 8-hour workday, it's no wonder that many of us can't see an exercise regimen also on that list. Don't fret if all you can muster up in time for exercising is 15-20 minutes, that's just as good as nothing at all. Remember to work on your arms, abs, glutes, and legs doing 10 reps on each exercise. Also, if you've been running errands, walking around stores or took the stairs at work instead of the elevator, that's exercise too.
If you have lots of plastic bags from your shopping, make plans on your next trip to return some of them back to the store. I know many grocery and other stores have recycle bins inside the entryways to encourage shoppers to bring these plastic bags back for recycling. I like this idea to help reduce, reuse, and recycle!
Today, I am heading to a birthday party for my friends grandson. He's celebrating his 1st birthday and the beginning of many more. I know the party will be loads of fun with lots of kids. I can't wait to see the birthday cake and better yet when he blows out the candles with help from his kiddie friends. I couldn't think of a birthday gift for a one year old, I know he has plenty of toys and clothes. I ended up finding the cutest bath mitt in the shape of a frog that's neon lime green. I think it will make for fun baths when you place the mitt on your hand at bath time. I'm betting on lots of splash in the tub with excitement. A child's birthday party is a joy that will make this a Smiling Saturday indeed!
Get your feet ready to rock the many styles of sandals this spring and summer. Here's how-> Apply vaseline/petroleum jelly to your feet especially the heel area and wear a pair of socks at nighttime. This will help to soften your feet and keep them from looking rough and flaky. Also, check out some great products at Carol's Daughter where you will find a nice line of beauty not only for your feet, but much more.
As someone who likes to eat healthy, I do have a weakness for potato chips. You too, I don't feel so bad now :-) Overall, I do try to eat healthy snacks and wanted to share 3 of my favorites: --->Top saltine crackers with peanut butter & jelly --->Spread mustard on one slice of bread, cut into quarters, and top with slice of cucumber (add some pepper for seasoning if you want) --->Cut up your fave fruit or a few carrot sticks and spread slices with cream cheese or hummus, Yum!
We've all read and heard that it's so important to get Vitamin C into our healthy living especially in the wintertime to fight colds and flu. Now that spring has sprung, it's still just as important to continue getting Vitamin C in the springtime too. I love all those lovely blooms of spring, but not the pollen season that comes with it. Be ready by getting an extra punch of Vitamin C each day with oranges. Grab several at the grocery or market and cut them into quarters. Pack an orange in your lunch and keep a small bowl of them in the refrigerator for easy grab and go snack. Stay Refreshed & Healthy!
Spring officially begins today and I'm in a springtime mood. The temps aren't quite so springlike in Atlanta like yesterday, it's a bit cloudy. The skies are brightening and I think the sun will try it's best to peek out. I saw the Supermoon last night and it was just that...Super! I stood outside for awhile watching and then kept peering through the blinds. I hope many of you got the chance to see this incredible sight since it won't happen again until 2016. I am really into the NCAA Tournament and plan to watch some games this afternoon. Here's a tidbit about Me ->I played high school basketball, but wasn't a starter. I pretty much came off the bench especially when we were ahead. My real game was volleyball where I lettered and had an awesome serve :-)
Back to spring, I am ready to plant my fave flowers: petunias and begonias. I spent time yesterday getting my containers ready. Well, enjoy your Sunday and the start of the spring season.